Building for Poland & Central Europe

Your finances,
finally in one place

AI-powered finance tracker that connects your Polish bank accounts and investments. Zero manual input. Built for how you actually manage money.

0
Manual input required
15+
Polish banks supported
AI
Powered categorization

Join the waitlist for early access. No spam, ever.

Learn more
9:41
neru

Net worth

47,231.84 zł+2.4%

mBank

PLN 12,430

PKO BP

PLN 21,301

IBKR

$3,412

AI Insights

Groceries dropped 18%. On track to save 240 zł this month.
Netflix renews in 3 days — 43 zł. 3 active subscriptions: 110 zł/mo total.

Monthly spending

-12%

Recent

Biedronka-87.40 zł
TodayGroceries
Orlen-241.00 zł
TodayTransport
Netflix-43.00 zł
YesterdaySubscriptions
Żabka-14.50 zł
YesterdayFood & Drink
Home
Transactions
AI Chat
Portfolio
Settings
iOS & Android
Web

Everything automatic

Connect once. Neru handles the rest.

Bank sync

Connect your Polish bank accounts automatically. PKO, mBank, ING, Santander, Millennium and more.

Investment tracking

Interactive Brokers, XTB and other brokers synced in real-time. Stocks, ETFs, bonds — all in one view.

AI categorization

Transactions categorized automatically. No manual input, no tagging, no spreadsheets.

Net worth

See your complete financial picture. Bank accounts, investments, and assets — one number, always current.

Smart alerts

Unusual spending, subscription renewals, investment milestones. Know what matters, when it matters.

Read-only & secure

We never initiate transactions. Bank-level encryption, PSD2 compliant, your data stays yours.

Three steps. That's it.

01

Connect your bank

Link your Polish bank account through secure Open Banking. Takes 30 seconds.

02

Add your broker

Connect Interactive Brokers, XTB, or other platforms. Your portfolio syncs automatically.

03

See everything

Net worth, spending, investments — all in one dashboard. AI handles categorization.

Why Neru?

Every finance app with AI is US-only. Every European app lacks AI. Polish apps are outdated and breaking. There's nothing that connects your Santander, mBank, or PKO with your Interactive Brokers portfolio — and actually understands your spending.

First AI-powered finance tracker for Poland
Supports Polish banks via Open Banking
Investment tracking with real broker sync
Built by someone who actually needs it

Get early access

Be the first to know when we launch.